About Us

We’re on a mission to help small businesses offer meaningful health benefits without the overwhelming cost or complexity of traditional insurance. Through our MEC (Minimum Essential Coverage) plans, we provide a simple, affordable solution that keeps you compliant and your employees supported.
  • Stay ACA-compliant without the risk of costly penalties
  • Offer essential, preventive care that keeps employees healthy
  • Improve morale, retention, and workplace satisfaction
  • Take advantage of tax benefits and lower healthcare premiums
  • Easily scale coverage as the business grows

Whether you’re just starting to explore healthcare options or looking for a smarter alternative to full-scale insurance, we’re here to make it easy.

Why Small Businesses Are Making the Switch

More small business owners are discovering the power of MEC plans. They’re easy to set up, affordable to maintain, and help keep teams happy, healthy, and on the job.

Educate

Most business owners think offering benefits has to be expensive. MEC plans break that myth by offering real coverage—like checkups, screenings, and telehealth—at a fraction of the cost.

Disrupt

Skipping benefits can cost you more. ACA fines, high turnover, and low morale add up fast. Offering basic coverage keeps you competitive and compliant.

Motivate

Offering MEC is a win for your business and your team. It’s fast to implement, easy to manage, and scales as you grow.

A MEC (Minimum Essential Coverage) plan is a basic, affordable health coverage option that meets the minimum requirements of the Affordable Care Act (ACA). It focuses on preventive care like checkups, vaccines, screenings, and wellness support.

Not at all. MEC plans are a fraction of the cost of traditional insurance. Plus, many employers qualify for tax advantages and payroll deductions that make it even more cost-effective.

Yes. MEC plans are flexible and can grow with your business. You can add options like dental, vision, or prescription benefits over time—without having to start over.

Understanding MEC:
Your Top Questions Answered

We get it—health benefits can be overwhelming, especially when you're focused on running a business. You want to do right by your team, stay compliant, and keep costs under control—but sorting through complex insurance terms and options can feel like a full-time job. That’s where we come in. We’ve taken the most common questions about MEC plans and broken them down into clear, no-fluff answers.